Deen Dayal Swasthya Seva Yojana (DDSSY) is a health scheme which seeks to provide medical services in Goa. This scheme is hand in glove with improving the quality of healthcare available but also ensures that residents can avail basic essential medical services without slipping into financial hardships. In this blog, we will take a little deeper into what DDSSY is all about and the purpose of it.
Objective of the Scheme
The main aim of the DDSSY is to provide quality healthcare, and hospitalization and surgical treatments in Goa. The scheme — to provide hassle-free medical services without cash in government and private hospitals — is aimed at preventing financial storms arising from medical expenses, enabling all residents to get timely medical assistance.
Key Highlights of the Scheme
Cashless Coverage
DDSSY comes up with a standout cashless coverage feature. When someone qualifies for Medi-Cal, he or she can receive a number of medical services for free, without having to pay co-pays and other costs up-front.
Insurance Limits
Scheme offers high sum assured:
Families with three or fewer members: ₹2.50 lakhs p.a.
A family of 4 or more: ₹4.00 lakhs per annum with a maximum claim limit of ₹4.00 lakhs
Claims of Individual and Collective
Provides options for how family members can make claims at the individual or collective level to fit a families needs with benefits.
Higher Coverage Option
People can also pay extra to get more generous coverage, but without adding to the government policy
Comprehensive Coverage
There are 447 medical procedures covered under the DDSSY which is quite a wide spectrum that could amount to different treatments required.
Eligibility Criteria
The DDSSY is available for every Goa resident who has a residence in the state at least five years and above. Its holistic approach also has the objective that the local population can benefit from the initiative.
Required Documents
Documents required for the DDSSY Beneficiaries to avail benefits of the DDSSY, need to be submitted as given below:
Aadhar Card: Compulsory for all members of a family aged above 5 years.
Resident Certificate: you can submit this as a proof of residence along with a passport, election card or driving license issued in Goa that is at least five years old.
Ration Card (Family): Requested: When needed, more documents may be requested
For Spouse: Wedding Certificate.
Dependent Child: Birth certificate or school leaving certificate.
For Dependent Parent: Non-employment Declaration
Caste Certificate: for OBC (non-creamy layer) with a valid income certificate below ₹6.00 Lakhs per annum
SC/ST Certificate : from the Director of Tribal Welfare or Deputy Collector
Disability Certificate: Those who are physically disabled, issued by the Medical Board.
Application Process
Consultation
If you are a beneficiary desirous of DDSSY then, visit first to an Empanelled Health Care Provider (EHCP) as mentioned in the official website of DDSSY.
Pre-Authorization
Patients have to get this permission by approaching the DDSSY Sahayak at the hospital after their consultation for those procedures that are done under this scheme.
Procedure Information
For other details about these procedures for which an EHCP will be required, the beneficiaries can check the official DDSSY website. This results in open disclosure, ensuring patients know all their healthcare options and can make informed choices.
To register for the Deen Dayal Swasthya Seva Yojana (DDSSY), you can visit the official Goa Online portal at goaonline.gov.in. Here’s a quick guide on how to navigate the registration process:
How to Register for DDSSY
- Visit the Website: Go to goaonline.gov.in.
- Locate the DDSSY Section: Look for the health services or schemes section on the homepage. This may be under a menu for government services or welfare schemes.
- Register or Login: If you are a new user, you may need to create an account. Existing users can log in with their credentials.
- Fill Out the Application Form: Complete the DDSSY application form with the required details, including personal information and necessary documents.
- Submit Required Documents: Upload the mandatory documents, such as Aadhar cards, proof of residence, and other supporting documents.
- Review and Submit: Double-check all information for accuracy before submitting the application.
- Receive Confirmation: After submission, you should receive a confirmation regarding your application status. Keep track of any reference numbers provided.
Additional Tips
- Ensure you have all necessary documents ready before starting the application.
- If you encounter any issues, check the FAQs or contact customer support available on the website.
By following these steps, you can successfully register for the DDSSY and take advantage of the healthcare benefits it offers. If you have further questions or need assistance, feel free to ask!
Conclusion
Well now you have Deen Dayal Swasthya Seva Yojana —- a journey towards good news for the inhabitant of Goa. It helps in reducing the financial burden related to medical cost by offering cashless and wide-ranging health insurance. For those who are eligible, this plan is a crucial lifeline to perceive that quality healthcare is not a privilege, but an entitlement enfranchised to all.
If you or anyone around you is eligible for such an initiative, then it would be a wise move to gather all the documents accordingly and delve deep into what healthcare facilities are available under DDSSY. You are worth the effort to remain healthy and well!